D-SNP Alignment 2027: What Changes for Agents
Beginning in 2027, 42 CFR 422.514(h) caps most MA orgs at one D-SNP per service area and limits new enrollment to aligned duals. The manual check agents need.
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The Blog
Insights for tech-savvy agents
AI, Meta Ads, lead generation, and automation — practical playbooks for Health & Life insurance professionals.
Medicare Advantage Ghost Networks: The 2027 Fix
CMS found 55% of Medicare Advantage behavioral health providers inactive, per HHS OIG. Here's what changes in 2027, and how to verify a network yourself.
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Cross-Sell Life Insurance to Your Medicare Book: 2026
LIMRA finds 59% of U.S. adults own life insurance. Here's how to cross-sell to your Medicare book without breaking CMS scope of appointment rules.
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Call Coaching for Insurance Agents: A 2026 System
CMS already requires every Medicare sales call to be recorded. Here's how to score those calls, tag objections, and build a real coaching system from them.
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What Not to Paste Into ChatGPT: An Agent's HIPAA Guide
Cyberhaven found 39.7% of AI interactions carry sensitive data. Here's exactly what insurance agents can't paste into ChatGPT, and what to use instead.
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Medicare Landing Page Compliance in 2026
CMS requires the TPMO disclaimer on every TPMO website, and Meta and Google add their own rules on top. Here's what your landing page actually needs.
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Pre-AEP Marketing Rules for Medicare Agents in 2026
CMS lets Medicare marketing start October 1, but AEP enrollment doesn't open until October 15. Here's exactly what agents can and can't do in between.
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The Medigap Birthday Rule: A 2027 Guide for Agents
Medigap Plan G rates rose 12% to 26% in early 2026 filings. Here's the birthday rule that lets clients switch plans without medical underwriting.
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Life Insurance Needs Analysis: The DIME Method for 2026
Just half of U.S. adults own life insurance and 102 million say they need more, per LIMRA. Here's the DIME method agents use to size real coverage.
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ICHRA for Insurance Agents: The 2026 Playbook
ICHRA for insurance agents in 2026: how the 9.96% affordability rule decides who gets a subsidy, the 60-day SEP, and how to quote a whole team fast.
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Email Deliverability for Insurance Agents in 2026
Gmail and Yahoo now reject bulk email outright above a 0.30% spam rate. Here's how insurance agents fix list hygiene and build a clean prospect list instead.
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Medicare Part D Changes for 2027: What to Check Before AEP
CMS set the 2027 Part D deductible at $700 and the out-of-pocket cap at $2,400. Here's how to check which clients are actually affected before AEP hits.
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